paywiththem connects businesses, merchants and financial service networks through assisted banking and digital payment infrastructure.
Assisted cash services
Domestic money transfer
Micro ATM services
Bill payments
Mobile & DTH
Online payments
paywiththem provides a unified operational backend connecting assisted retail banking counters, merchant soundboxes, and internet checkouts to India's banking and biller switches.
Doorstep biometric cash withdrawal, balance inquiries, and mini-statements for retail networks.
24x7 instant cash-to-account remittance with automated penny-drop beneficiary validation.
Centralized bill discovery and payment collection for national electricity, water, gas, and telecom boards.
Accept digital payments via UPI intent, tokenized cards, and netbanking with automated webhooks.
Countertop cash dispensing via EMV chip and PIN handheld Bluetooth terminals.
High-speed airtime top-up and satellite television subscription renewals across all national circles.
Dynamic in-store UPI QR codes with audio soundbox transaction alerts and daily settlement sweeps.
paywiththem equips local business correspondents with biometric cash dispensing capabilities, bringing essential everyday banking directly to unbanked and semi-urban communities.
Fast cash dispensing using two-factor biometric verification against customer Aadhaar.
Instant account balance retrieval directly from linked savings or Jan Dhan accounts.
On-the-spot printing and display of recent transaction activity for customers.
Doorstep financial inclusion without requiring debit cards, PINs, or smartphones.
paywiththem enables retail agent counters to send cash directly into any bank account across India 24x7. With automated penny-drop verification, the beneficiary account name is confirmed before funds are dispatched.
Validates beneficiary account name directly against bank records before dispatching money, preventing transfer errors.
Transfers clear in seconds, even on national holidays and weekends, with instant UTR confirmation receipts.
If downstream bank switches face temporary network delays, funds are protected and restored to the agent wallet via secure OTP.
Connect your retail agent network or merchant app directly to the Bharat Bill Payment System (BBPS) and all national mobile telecom operators for instant bill discovery and digital receipts.
Enter consumer connection or subscriber account ID to query the central biller network.
Accept payments across UPI Intent, tokenized cards, and netbanking with automated switch failover, idempotent endpoints, and cryptographically signed webhooks.
// Initiate Payment Session
const response = await fetch("https://api.paywiththem.com/v1/payin/initiate", {
method: "POST",
headers: {
"Authorization": "Bearer pt_live_key_98a72b...",
"Content-Type": "application/json"
},
body: JSON.stringify({
referenceId: "ORDER_920184",
amount: 2450.00,
currency: "INR",
customerMobile: "9876543210"
})
});Try live endpoints and view JSON responses in the sandbox.
Financial infrastructure requires absolute engineering discipline. paywiththem operates with strict cryptographic standards, multi-bank switch redundancy, and transparent operational visibility.
Every API call and terminal transaction moves through encrypted transport channels with hardware-isolated cryptographic key storage.
Automated multi-channel switch fallback routes transactions around downstream banking bottlenecks without session dropouts.
Modular switch rails engineered for high-concurrency transaction bursts across retail counters and online checkouts.
Idempotent endpoints prevent duplicate charges, while cryptographically signed webhooks guarantee delivery verification.
Continuous network health telemetry and comprehensive ledger reconciliation provide complete transparency over every rupee moved.
Monitor real-time availability and system status across all payment switches.
Whether you operate a nationwide retail BC network or need digital payment collection for an internet enterprise, paywiththem gives you the reliability you need.