Offer centralized bill payment services across 20,000+ national and regional billers. Process electricity, water, gas, broadband, FASTag, municipal taxes, loan repayments, and insurance premiums with instant bill fetch and standardized NPCI digital receipts.
Under the Bharat Bill Payment Operating Unit (BBPOU) framework created by RBI and NPCI, our switch connects your platform to all public and private utility boards across the country, providing standardized bill fetch and immediate payment confirmation.
Deliver seamless experiences to your agents, merchants, and customers.
One single integration connects you to thousands of DISCOMs, municipal corporations, and gas boards.
Real-time bill fetch queries verify the exact consumer name and outstanding dues before money moves.
Direct switch acknowledgment ensures the consumer's bill is marked paid on the utility board's ledger.
Legally valid electronic receipts recognized by utility providers and municipal tax authorities across India.
Integrated complaint management framework allows instant tracking and resolution of contested payments.
High-frequency monthly payments keep retail customers returning to your counters every single billing cycle.
Agent selects utility category (e.g. Electricity) and chooses the customer's regional provider.
Customer enters their Consumer Number (CA); live dues and account name are fetched in real time.
Customer pays via cash or digital rail; request is submitted to the NPCI central switch.
Central switch issues the official BBPS receipt reference; agent earns instant transaction commission.
Enabling local citizens to pay electricity, water, and gas bills close to home without standing in long bank lines.
Providing automated bill reminders, due date alerts, and one-tap BBPS payments inside consumer banking apps.
Consolidating electricity, broadband, and fleet FASTag toll bills across hundreds of branch offices into a single payment pipeline.
Protected by multi-layered encryption, certified hardware modules, and strict regulatory standards.
TLS 1.3 encryption in transit and AES-256 GCM at rest for all transaction payloads.
Sensitive PIN blocks and biometric PID data are processed strictly in hardware modules.
100% compliant with national operating circulars, data localization, and tokenization rules.
Deterministic idempotency keys and automated transaction ledger balancing.
Join thousands of retail agents, digital platforms, and merchants who rely on paywiththem for fast, secure, and compliant financial infrastructure across India.