Empower retail counters to remit customer cash to any bank account in India within seconds. Equipped with automated penny-drop beneficiary validation, high transaction concurrency, and instant bank UTR tracking.
Our DMT platform enables migrant workers and unbanked individuals to walk into any partner retail outlet, hand over cash, and have funds instantly transferred to their family's bank accounts anywhere in India with full penny-drop safety.
Deliver seamless experiences to your agents, merchants, and customers.
Powered by direct IMPS switches, ensuring money reaches the beneficiary's account within 3 to 5 seconds.
Penny-drop verification queries the destination bank directly to verify the exact account holder name before funds are dispatched.
Intelligent routing between multiple sponsor banking nodes prevents transaction drop-offs during peak banking hours.
Clear slab-based pricing with upfront fee calculation and instant commission allocation to agent wallets.
Each registered sender can save and manage multiple family and business beneficiaries for quick repeat transfers.
Live webhook updates and automated dispute resolution logs for all pending or delayed transaction inquiries.
Customer hands over cash at the retail counter; agent enters the mobile number to verify sender limit.
Agent inputs account number & IFSC; system triggers ₹1 verification to fetch official legal account name.
Funds are transferred via 24x7 IMPS rail directly to the destination bank within 3 seconds.
Live UTR is printed/texted to the customer, and the retail agent earns instant commission in their wallet.
Sending monthly wages from industrial hubs back home to families in rural districts.
Adding high-volume domestic money transfer services to increase store footfall and revenue.
Managing multi-tier retailer networks with aggregated volume limits and tiered payouts.
Protected by multi-layered encryption, certified hardware modules, and strict regulatory standards.
TLS 1.3 encryption in transit and AES-256 GCM at rest for all transaction payloads.
Sensitive PIN blocks and biometric PID data are processed strictly in hardware modules.
100% compliant with national operating circulars, data localization, and tokenization rules.
Deterministic idempotency keys and automated transaction ledger balancing.
Join thousands of retail agents, digital platforms, and merchants who rely on paywiththem for fast, secure, and compliant financial infrastructure across India.