Transform retail stores and Business Correspondents (BCs) into digital micro-branches. Enable biometric cash withdrawal, live balance enquiry, and mini-statement printing for any Aadhaar-linked Indian bank account with instant T+0 commission settlements.
Our AePS switch connects directly to national banking infrastructure, allowing retail stores to perform essential banking transactions for over 100+ public and private sector Indian banks without customer ATM cards or physical checks.
Deliver seamless experiences to your agents, merchants, and customers.
Allows customers in remote or underserved areas to access cash without traveling miles to bank branches or ATMs.
Seamlessly operates with all UIDAI-certified optical and capacitive biometric fingerprint and iris scanners.
Disbursed customer cash is immediately credited back into the agent's digital wallet alongside the transaction fee.
Multi-bank switch with automated intelligent fallback routing to minimize issuer bank timeouts.
Every transaction generates standard NPCI RRNs, transaction timestamps, and downloadable digital receipts.
Tiered commission structure providing sustainable recurring revenue for retail agents and distributors.
Customer provides their 12-digit Aadhaar number and selects their bank name on the BC agent terminal.
Customer places their finger on the UIDAI-certified scanner; PID block is encrypted in memory.
The transaction is routed to the customer's bank host switch for balance verification and approval.
Agent dispenses cash; funds + agent commission are instantly credited to agent wallet via T+0.
Providing daily banking access in rural villages where physical bank branches are distant.
Transforming high-footfall grocery and medical shops into local cash points.
Managing thousands of field agents with centralized treasury and commission distribution.
Protected by multi-layered encryption, certified hardware modules, and strict regulatory standards.
TLS 1.3 encryption in transit and AES-256 GCM at rest for all transaction payloads.
Sensitive PIN blocks and biometric PID data are processed strictly in hardware modules.
100% compliant with national operating circulars, data localization, and tokenization rules.
Deterministic idempotency keys and automated transaction ledger balancing.
Join thousands of retail agents, digital platforms, and merchants who rely on paywiththem for fast, secure, and compliant financial infrastructure across India.