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Enterprise Treasury Rails

Treasury & Liquidity Management

Unify multi-bank corporate accounts, forecast liquidity, and automate treasury movements with intelligent rule-based sweeps. Optimize working capital and eliminate idle cash across distributed commercial bank accounts.

treasury.liquidity.router
OPTIMIZED
Total Pooled Liquidity:₹14,80,00,000.00
Active Sweep Rule:EOD Auto-Concentration Sweep
Yield Placement:Overnight Corporate Liquid Funds
Connected Accounts:5 Commercial Bank Accounts
Platform Capabilities

Total clarity and programmatic control over corporate cash reserves.

Managing liquidity across multiple bank accounts, branches, and payment gateway settlement pools often leads to idle capital and reconciliation friction. Our treasury engine concentrates funds automatically and forecasts short-term working capital needs.

Multi-bank account aggregation providing consolidated real-time balance views
Automated sweep-in and sweep-out rules based on customizable balance thresholds
Programmatic escrow and nodal account management compliant with regulatory mandates
Short-term liquidity forecasting to prevent disbursement account stock-outs
Inter-company transfer automation for multi-entity corporate structures
Comprehensive yield tracking and bank fee audit reporting

Infrastructure Specifications

Connection StandardDirect Host-to-Host (H2H) & Open Banking APIs
Supported RailsRTGS, NEFT, IMPS & Inter-Bank Internal Book Transfer
Sweep FrequencyReal-time Event-Driven, Hourly, or End-of-Day Batch
Security EncryptionAES-256 with Dual Multi-Factor Approval
ReconciliationAutomated MT940 & CAMT.053 Statement Ingestion
Why Choose Us

Engineered for reliability, scale & speed.

Deliver seamless experiences to your agents, merchants, and customers.

Consolidated Cash Visibility

See your total enterprise cash position across all connected commercial bank accounts from a single glass dashboard.

Automated Liquidity Sweeps

Pool balances from regional collection accounts into central treasury accounts every evening automatically.

Institutional Security

Protected by dual-control authorization, hardware-encrypted tokens, and dedicated audit logging.

Zero Idle Capital

Ensure idle funds are automatically swept into yield-generating instruments or utilized to reduce credit line fees.

Audit & Tax Ready

Generate compliant bank statements, inter-entity transfer agreements, and automated reconciliation sheets.

Multi-Entity Support

Manage multiple holding companies, subsidiaries, and cross-border commercial accounts under one login.

Step-by-Step Flow

How the transaction lifecycle works.

01

Connect Bank Accounts

Link your primary, collection, and nodal commercial accounts via secure banking APIs.

02

Define Concentration Rules

Set minimum operating balances and target thresholds for automated inter-account sweeps.

03

Automated Execution

The platform monitors balances and executes fund movements automatically across national banking rails.

04

Real-Time Reporting

View consolidated cash flow statements, interest yields, and disbursement runway forecasts.

Applications

Target use cases & audiences.

Franchises & Retail Chains

Storefront Cash Concentration

Automatically sweep collections from dozens of store bank accounts into a central corporate treasury pool.

Fintechs & Neo-Banks

Disbursement Pool Replenishment

Maintain sufficient liquidity in payout accounts to ensure zero transaction failures during peak disbursement hours.

Holding Companies

Inter-Subsidiary Liquidity

Automate inter-company funding and ledger tracking across diverse business entities.

Security & Compliance

Enterprise-grade financial defense.

Protected by multi-layered encryption, certified hardware modules, and strict regulatory standards.

Bank-Grade Encryption

TLS 1.3 encryption in transit and AES-256 GCM at rest for all transaction payloads.

FIPS 140-2 HSM Vault

Sensitive PIN blocks and biometric PID data are processed strictly in hardware modules.

RBI & NPCI Standards

100% compliant with national operating circulars, data localization, and tokenization rules.

T+0 Audit & Reconciliation

Deterministic idempotency keys and automated transaction ledger balancing.

Frequently Asked Questions

Everything you need to know.

Cash sweeping automatically transfers excess funds above a specified threshold from secondary or branch collection accounts into a central master treasury account at scheduled intervals (such as daily at 6 PM), concentrating your working capital without manual transfers.
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