Deploy compact, Bluetooth-enabled Micro ATM POS terminals to provide card-based cash withdrawal and balance enquiry services. Works with all RuPay, Visa, and Mastercard debit cards with instant T+0 wallet settlements.
Our Micro ATM solution enables local stores to act as neighborhood cash dispensing points using certified handheld EMV chip and PIN card terminals. Customers insert their debit card, input their bank ATM PIN, and receive cash over the counter.
Deliver seamless experiences to your agents, merchants, and customers.
Fraction of the capital expenditure of establishing a traditional commercial ATM kiosk.
Universal compatibility with RuPay, Visa, and Mastercard cards issued by any Indian commercial bank.
Bank-grade DUKPT and Triple-DES encryption ensures the customer's ATM PIN is never exposed in plain text.
Pairs wirelessly with merchant Android and iOS smartphones via secure Bluetooth Low Energy (BLE).
Cash given to customers is immediately credited back to the retailer's wallet with attractive agent margins.
Draws repeat banking customers into retail stores, driving sales for groceries and retail inventory.
Retail agent connects the handheld M-ATM terminal to their smartphone via Bluetooth.
Customer inserts their bank debit card into the EMV chip slot on the POS device.
Customer enters their 4-digit ATM PIN on the encrypted hardware PIN pad.
Upon issuer bank authorization, the agent hands over the cash; wallet is instantly credited via T+0.
Allowing customers to withdraw cash while purchasing everyday groceries and household supplies.
Providing 24/7 emergency cash access in towns where bank ATM machines frequently run out of cash.
Bundling mobile recharges, bill payments, and Micro ATM services into a single one-stop store.
Protected by multi-layered encryption, certified hardware modules, and strict regulatory standards.
TLS 1.3 encryption in transit and AES-256 GCM at rest for all transaction payloads.
Sensitive PIN blocks and biometric PID data are processed strictly in hardware modules.
100% compliant with national operating circulars, data localization, and tokenization rules.
Deterministic idempotency keys and automated transaction ledger balancing.
Join thousands of retail agents, digital platforms, and merchants who rely on paywiththem for fast, secure, and compliant financial infrastructure across India.